How can we help you?

We are your full service insurance company with a small town feel.
We cover everything from homes to farm equipment and lots of in-between.

Homeowner Insurance

For many people owning a home is the fulfillment of the American dream. You want to make sure that you have sufficient coverage on your investment. Homeowners insurance can cover your home, outbuildings and personal property if damaged. Personal liability protection may also be added to this policy.

Other coverage options:

  • Specific coverage for valuables such as Guns, Antiques, Jewelry, Collectibles, etc.
  • Sewer & Water Back Up
  • Earthquake
  • Additional Living Expense 

Farm Insurance

We understand that farming is a way of life. That is why this coverage goes beyond the ordinary coverage to provide an effective and flexible insurance policy for your farming operation. You and your agent can design a protection program that meets your unique needs with options including:

  • Coverage for your home place and/or rental dwellings
  • Machinery and equipment, including tools and ATV’s
  • Farm outbuildings
  • Livestock coverage
  • Weight of Ice, Sleet or Snow Coverage
  • Farm and employee liability
  • Full Glass replacement

Dwelling Insurance

This policy is for non-owner occupied dwellings.  Some of these include…Seasonal Dwellings, Rental Dwellings and Builders Risk. Coverage can also be included for outbuildings & personal property.  Personal liability protection may be added to this policy.

Other coverage options:

  • Sewer Back Up
  • Roof Replacement
  • Theft of construction materials
  • Earthquake

Renters Insurance

Landlords may have property insurance, but their policy doesn’t apply to your belongings or cover you
when an accident happens. Keep in mind that without renters insurance, you run the risk of paying out of pocket for loss or damages of the following:

  • Personal Property
  • Personal Liability
  • Earthquake

Auto Insurance

We believe that an auto policy should fit your lifestyle. We offer very competitive rates on many types of auto policies including personal auto vehicles, farm vehicles and trailers, motorcycles, ATV, golf carts, motorhomes, campers, horse trailers, boats and more…

There are many options and discounts available to enhance your policy to tailor fit your insurance needs such as:

  • Multi-Vehicle Discount
  • Safety Feature Discounts
  • GAP Coverage,
  • Full Glass Coverage
  • Labor/Towing/Rental

Commercial Insurance

A commercial policy should be tailor-made to fit your company. We offer many different types of commercial insurance.

  • General Liability Insurance
  • Commercial Property Insurance
  • BOP – Business Owners Policy
  • Workers’ Compensation Insurance